Privacy Notice

FACTS WHAT DOES LAKE COUNTY EDUCATIONAL FEDERAL CREDIT UNION
DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share Your personal information. Federal law gives consumers the right
to limit some but not all sharing. Federal law also requires Us to tell You how We collect, share, and protect
Your personal information. Please read this notice carefully to understand what We do.
What?

The types of personal information We collect and share depend on the product or service You have with Us. This information can include:

  • Social Security number and account balances
  • Account transactions and checking account information
  • Credit card or other debt and employment information
When You are no longer Our member, We continue to share Your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In
the section below, We list the reasons financial companies can share their customers' personal
information, the reasons Lake County Educational Federal Credit Union chooses to share; and whether
You can limit this sharing.
Reasons we can share your personal information
Does the Credit Union share?		 Can you limit this sharing?
For our everyday business purposes –
such as to
process Your transactions, maintain Your account(s),
respond to court orders and legal investigations, or
report to credit bureaus		 Yes No
For our marketing purposes –
to offer our products and services to you		 Yes No
For joint marketing with other financial companies Yes Yes
For our affiliates’ everyday business purposes –
information about your transactions and experiences		 No We don’t share
For our affiliates’ everyday business purposes –
information about your creditworthiness		 No We don’t share
For nonaffiliates to market to you – No We don’t share
Questions? Call Us at (440) 352-4732 or go to www.lakecountyedufcu.org
How do I remove my online banking data? Call Us at (440) 352-4732 if you need us to delete your online banking data
What we do
How does Lake County Educational Federal
Credit Union protect my personal information?







To protect Your personal information from unauthorized access
and use, We use security measures that comply with federal law.
These measures include computer safeguards and secured files
and buildings.
How does Lake County Educational Federal
Credit Union collect my personal information? 		We collect Your personal information, for example, when You

  • open an account or deposit money
  • apply for a loan or provide employment information
  • use Your credit or debit card
We also collect Your personal information from others, such as
credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives You the right to limit only

  • sharing for affiliates' everyday business purposes - information about Your creditworthiness
  • affiliates from using Your information to market to You
  • sharing for non-affiliates to market to You
State laws and individual companies may give You additional rights
to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be
financial and non-financial companies.
• Lake County Educational Federal Credit Union has no affiliates
Nonaffiliates Companies not related by common ownership or control. They can
be financial and non-financial companies.

• Lake County Educational Federal Credit Union does not share
with non-affiliates so they can market to You.
Joint marketing A formal agreement between non-affiliated financial companies that
together market financial products or services to You.
• Lake County Educational Federal Credit Union doesn’t jointly
market.