Personal Loans

Personal Loans with a Personal Touch

Our Personal Loans are a fast, convenient, and affordable way to borrow money.

Everyone needs flexible cash flow sometimes. We understand. Whether you’re planning a wedding, a once-in-a-lifetime vacation, looking to consolidate higher-interest debt, bearing medical expenses, or starting home renovations, a signature loan can be a colossal help.

A Loan with No Strings

• Fast: You’ll receive a quick decision and receive loan funds in your account within days, if approved.
• Affordable: Easy payment that fit your budget.
• Accessible: A Personal Loan is an unsecured loan. That means you don’t need to pledge anything, like a car or a home, as security.

Personal Lines of Credit

All the flexibility, no annual fees.

A Personal Line of Credit provides you with a credit limit up to $15,000. Unlike a personal loan where you borrow a fixed amount over a fixed term with a fixed amount of interest to be paid, interest is charged only on the amount you’ve used.

This makes the personal line of credit a smart financial safety net because it costs you nothing unless you use funds against the credit limit.

Share Secured Loans

Interest-earning security is double money in your pocket.

With a Share Secured Loan, you can borrow at a lower interest rate, using money in your Lake County Educational FCU Share Account. The money in your Share Account that you pledge toward your loan will be put on hold. Funds are released as each payment is made.

Personal Service at Every Step

We want our service to be as personal as our loans. Give us a call to discuss which loan is best for your situation. We are standing by to help you through the application process.