Loan Rates
Unmatched Rates, First-Class Service. Try Beating That.
We all have goals in life. At Lake County Educational FCU, we are your financial champion. We'll take your unique goals and empower you reach them, and beyond. That's why we offer exceptionally competitive rates on all our services.
Below loan rates are quoted on the lowest rate, based on a 775 credit score; your final qualifying rate may be higher based on your credit worthiness. Rates are subject to change without notice.
Loan rates below reflect discount with automatic payments. Rates effective as of Oct. 1, 2023.
| New Cars | Rate | APR* | Term |
|---|---|---|---|
| (Down Payment, 0%) 2025-2024 | 6.00% | 6.00% | 36 Months |
| (Down Payment, 0%) 2025-2024 | 6.00% | 6.00% | 48 Months |
| (Down Payment, 0%) 2025-2024 | 6.25% | 6.25% | 66 Months |
| (Down Payment, 0%) 2025-2024 | 6.25% | 6.25% | 72 Months |
| (Down Payment, 0%) 2025-2024 | 6.50% | 6.50% | 84 Months |
| Used Cars | Rate | APR* | Term |
|---|---|---|---|
| (Down Payment, 0%) 2023-2017 | 7.00% | 7.00% | 36 Months |
| (Down Payment, 0%) 2023-2017 | 7.00% | 7.00% | 72 Months Max |
| (Down Payment, 0%) 2016-2015 | 7.00% | 7.00% | 36 Months |
| (Down Payment, 0%) 2016-2015 | 7.00% | 7.00% | 66 Months Max |
| (Down Payment, 0%) Older than 2014 | 8.00% | 8.00% | 36 Months |
| (Down Payment, 0%) Older than 2014 | 8.00% | 8.00% | 66 Months Max |
| Visa Cards | Rate | APR* | Term |
|---|---|---|---|
| Visa Cards (Gold) | 9.80% | 9.80% | N/A |
| Visa Cards (Classic) | 12.80% | 12.80% | N/A |
| Visa Cards (Fresh Start) | 16.80% | 16.80% | N/A |
| Personal Loans | Rate (as low as) | APR* (as low as) | Term |
|---|---|---|---|
| $2,000.00 | 9.74% | 9.74% | 24 Months |
| $3,000.00 | 9.74% | 9.74% | 36 Months |
| $4,000.00 | 9.74% | 9.74% | 48 Months |
| $5000 to $15,000 | 9.74% | 9.74% | 60 Months |
| Home Project Loan | Rate | APR* | Term |
|---|---|---|---|
| Up to $10,000.00 | 8.50% | 8.50% | 24-60 Months |
| Share Secured Loans | Rate | APR* | Term |
|---|---|---|---|
| Share Secured Loans | 2.50% | 2.50% | N/A |
| Share Secured Visa | 12.80% | 12.80% | N/A |
| Open End Line Of Credit | Rate | APR* | Term |
|---|---|---|---|
| Up to $15,000 | 10.74% | 10.74% | N/A |
| RVs & Boats | Rate | APR* | Term |
|---|---|---|---|
| 7.25% | 7.25% | 48 to 60 Months |
|
| 7.50% | 7.50% | 61 to 72 Months | |
| 7.75% | 7.75% | 73 to 84 Months | |
| 8.00% | 8.00% | 85 to 96 Months | |
| 8.25% | 8.25% | 97 to 120 Months |