Deposit Accounts
- See If You're Eligible to Join.
- You Must Have at Least $5.00 to Open Your Share Savings Account. This Amount Keeps Your Membership Open.
- Earn Competitive Dividends, Compounded and Paid Quarterly. See Rates
- You Must Maintain a $250.00 Average Daily Balance or More to Earn Dividends.
- Free Online Banking
- Free Mobile Banking
- E-Statements
- 24/7 Automated Phone Access to Your Account:
(440) 352-0953 - First Pack of Checks Free
- Free Visa Debit and/or ATM Card
- Free Online Banking
- Free Mobile Banking
- Free Mobile Check Deposit
- Free Bill Pay ($5/month if no bills paid in 60 days)
- E-Statements
- No Minimum Balance Requirements
- Surcharge-Free ATM Networks
- 24/7 Automated Phone Access to Your Account:
(440) 352-0953 - Grow Your Earnings with Competitive Rates with a Minimum Average Daily Balance of $2,500.00, Compounded and Paid Monthly. Two Dividend Tiers Available. See Rates
- Free Online Banking
- Free Mobile Banking
- E-Statements
- Surcharge-Free ATM Networks
- Maximum 6 Withdrawals Per Statement
- Account Balance Must Be Maintained Above $2,500.00 at All Times
- Choose from Terms of 12, 24, 36, 48, and 60 Months.
- No Monthly Maintenance Fees.
- Dividend Rates are Guaranteed and Locked-In for the Term of Your Certificate, Compounded and Paid Quarterly. See Rates
- Free Online Banking
- Free Mobile Banking
- E-Statements
- Early Cancellation Penalty = Up to 180 Days of Dividends.
- Earn Competitive Dividends, Compounded and Paid Quarterly. See Rates
- No Monthly Service Fee
- $10.00 Minimum Opening Deposit
- Entire Balance Paid to You by Check or Transferred to Another Account On First Business Day of November
- Free Online Banking
- Free Mobile Banking
- E-Statements
- 24/7 Automated Phone Access to Your Account:
(440) 352-0953
Savings Accounts – It All Starts Here
You know what good friends do? They look out for you. And they give it to you straight, whether it's advice or a pat on the back. So here's the bottom line. We will do right by you, starting with our dividend-earning Share Savings Account. Open it today and you're automatically a member with an ownership share in Lake County Educational FCU.
The motto “once a member, always a member” applies as long as the Share account remains open. This provides voting privileges and eligibility to use all non-profit credit union products and services.
It's pretty simple: Deposit your money, watch it grow, and start making a difference in your financial life with a credit union that cares about what you're trying to accomplish.
How it Works
Free Checking – Simple, Free, & Easy
We make checking simple. We offer just one personal checking account. No monthly fees. No complicated rules. No hidden charges. And feature-rich.
When things are good for you, sometimes you just know it.
All the Convenience You Expect, Without the Fees
Cents2Save Automatic Savings Option
Consider our brand-new savings program, Cents2Save. This is a free account add-on feature which rounds up each of your debit card transactions to the nearest dollar and transfers the change to your Share Savings Account. Consider it “found money.” See branch for details.
Money Market Accounts – Elevate Your Savings
Thinking about a vacation? Looking to upgrade your computer? Planning a wedding? A Money Market Account is a high-yield, no-risk investment tool to help you save for something special. Earn a higher dividend rate than a standard Savings Account. We make it even easier to save for what you want with direct deposit right into your account.
CDs – High Yield, Zero Risk
Lake County Educational FCU offers its members a safe and easy way to invest their money. Whether you are looking for a short or long-term investment, we have a certificate that will work toward helping you reach your financial goals.
A Credit Union Certificate is the equivalent of a bank Certificate of Deposit (CD). It’s a smart option if you don’t need instant access to your money, and want to earn higher dividends than you can with a Savings Account. Our Certificate’s guaranteed rate of return makes it easier to estimate your money’s growth. As with all of our accounts, our certificates are federally-insured by the National Credit Union Administration (NCUA) for at least $250,000.
Open with as little as $1,000. You’ll accrue dividends for a set period of time, or “term.” When your term is up, you can withdraw your money and earnings. Otherwise, you can renew your certificate at current rates.
How it Works
Christmas Club Accounts – Save for Your Stockings
Saving for the holidays is not easy, but we make it possible through our Christmas Club Account – our answer to mounting holiday bills.
By making regular deposits throughout the year, you'll have a tidy sum by the time the holidays roll around. And that money is earning dividends all year long.
Your funds are available on the first business day in November, in plenty of time to do holiday shopping, entertaining, and gift-giving.
No minimum balance is required to open and maintain a Christmas Club Account.