Deposit Rates
| Certificates | Min Deposit | Dividend Rate | APY* | Term |
|---|---|---|---|---|
| Share Certificates | $1000.00 | 4.00% | 4.06% | 6 Mo |
| Share Certificates | $1000.00 | 3.05% | 3.085% | 12 Mo |
| Share Certificates | $1000.00 | .15% | 0.150% | 24 Mo |
| Share Certificates | $1000.00 | .20% | 0.200% | 36 Mo |
| Share Certificates | $1000.00 | .40% | 0.401% | 48 Mo |
| Share Certificates | $1000.00 | .40% | 0.401% | 60 Mo |
Money Market Accounts
$2,500 minimum required to earn Money Market rate
- Tier 1: $2,500 to $49,999.99 = Dividend: .50%, APY*: .501%
- Tier 2: $50,000 and up = = Dividend: 1.00%, APY*: 1.005%
Regular Shares, Vacation Club, & Christmas Club
- Dividend: 0.050%, APY*: 0.050%
Dividends paid quarterly on shares over $250
*APY = Annual Percentage Yield. Deposit rates effective 8/18/2023. There is a 180 day penalty for early withdrawal of a certificate. Dividends post quarterly. Rates changed last business day of each month for renewals or new certificates. NOTE: Estimated dividend for current quarter, this dividend rate can change due to economic conditions and availability of earnings. Certificate rates and money market rates are reviewed last day of each month and may change for newly issued certificates and adjust for current and new money market deposits.